The National Association of Credit Management (NACM) has been active in the formation and
servicing of industry credit groups since 1896. NACM of Texas, one of fifty affiliates of
NACM, has over twenty-five local, regional and national groups.
Through active involvement in one or more of NACM of Texas credit groups, members can
gain greater knowledge about specific industries or companies. The purpose of exchanging
information is to help group members segregate fact from opinions or fiction so that they
individually may be able to make a competent and realistic credit decision on a customer's
All NACM of Texas industry credit groups are conducted in accordance with the "Antitrust
Guide for NACM Group Members" published by the National Association of Credit Management.
The general objectives and purpose of NACM Credit groups are clearly defined within the scope
of lawful conduct. Each member must make certain that the specific discussions, programs, and
agendas of any group activity serve the legitimate and legal purposes for which the group is
organized. This is achieved through an exchange of credit information with members.